Private credit is an increasingly popular asset class, offering attractive returns and low volatility compared to traditional investments. Rivkin’s Retail Private Credit portfolio provides investors with a compelling way to access this growing sector. Join our upcoming webinar to explore the benefits and considerations of private credit, including a new ASX-listed private credit trust set to launch on January 28, 2025.
Interested in Investing in Rivkin’s Private Credit Opportunity?
What is Private Credit?
Rivkin’s Private Credit portfolio focuses on private credit funds, and other income-generating securities, such as ETFs and investment trusts, predominately focused on those with floating interest rates, with a current yield of 7.5% net of all fees.
Rivkin place a high emphasis on risk-adjusted returns and always determine downside risk before considering any investments, selecting best in class and experienced managers that have a proven track record through the economic cycle. Therefore, we have filtered out the higher-risk offerings, looking for first mortgages only with loan-to-valuation ratios (LVRs) of around 65% or below, diversification within the funds, with no loan comprising more than 10% of the portfolio, strong liquidity with monthly redemptions available, and regular income with monthly interest payments.
Why Include Private Credit in Your Portfolio?
- Lower Volatility: Private credit investments are less susceptible to market fluctuations compared to equities or property.
- Attractive Returns: Rivkin’s Retail Private Credit portfolio targets annual returns of around 7.5% net of all fees, offering a steady income stream.
- Diversification: Private credit introduces an alternative source of returns, reducing reliance on traditional asset classes.
Rivkin’s Private Credit Portfolio
- Metrics Master Income Trust (ASX: MOT): A listed investment trust providing exposure to corporate loans and structured credit.
- Qualitas Real Estate Income Fund (ASX: QRI): A listed trust specialising in secured real estate loans.
These listed private credit trusts exemplify the type of opportunity that will be available when the new ASX-listed private credit trust offering opens on January 28, 2025 which will be discussed in greater detail during the webinar, and available for investors to bid for an allocation.
The Benefits of Using Mason Stevens for SMAs
- Transparency: View your holdings and performance in real time.
- Flexibility: Access a broad range of assets, including listed and unlisted investments, through a single platform.
- Customisation: Tailor your portfolio to suit your financial goals and preferences while benefiting from professional management.
Product Disclosure Statement
Investment Mandate
Important Notice:
Credit products are considered complex financial products. Investing in these products involves risk, and you should fully understand those risks before committing your capital.
The information contained within this document is general advice only and does not consider your personal circumstances. Rivkin does not ever provide personal financial advice. Please consider your own circumstances before purchasing any of our products or acting on our general advice, for any Rivkin product or recommendation. There may be a product disclosure statement or other offer document for the securities and financial products written about in this. You should obtain a copy of the product disclosure statement or offer document before acquiring the security or product. For all of our relevant disclosure documents by calling +61 2 8302 3620 or visiting our website at https://about.rivkin.com.au/legal-documents/.
Past performance is not a guarantee of future performance. Investing and trading carry financial risk, when judging performance please consider the different types of investments and levels of risk associated.
