If there’s one constant in investing, it’s that markets don’t move in straight lines. They rise, fall, and sometimes swing wildly. For many investors, these ups and downs create stress and lead to emotional decisions. The key to surviving volatility is having a strategy and sticking to it. That’s where managed portfolios come in.
Why Volatility Feels Overwhelming
When markets fall, it’s natural to worry. But panic-selling often locks in losses just before recovery begins. Conversely, chasing hot markets can mean buying in at the peak. Both behaviours derail long-term success. The solution is discipline — staying the course when emotions tempt you otherwise.
How Managed Portfolios Help
Rivkin’s SMAs, offered through Mason Stevens, are built with discipline and diversification at their core. The team manages risk by blending defensive and growth assets differently across each portfolio:
- Conservative (40/60) for stability during volatile periods.
- Balanced Income and Balanced Growth (60/40) for steady returns with either income or accumulation focus.
- Growth (75/25) for higher long-term returns, with some defensive support.
- High Growth (90/10) for investors who can ride through short-term swings to capture global and alternative opportunities.
Diversification as protection
Each portfolio spreads risk across a wide range of asset classes — including Australian and international equities, infrastructure, property, private credit, and private equity — alongside traditional bonds and cash. This diversified mix helps reduce reliance on any one sector or region, smoothing returns when volatility strikes and creating resilience across market cycles.
Transparency and Control
With SMAs, you can see exactly what you own in your account. That transparency gives confidence, especially during volatile times, because you know your portfolio isn’t a “black box.” You retain beneficial ownership, while Rivkin’s professionals make the day-to-day decisions across both traditional and alternative assets.
The Takeaway
Market volatility is inevitable, but it doesn’t need to derail your financial goals. Choosing the portfolio that matches your risk profile and timeframe allows you to ride through the bumps and stay focused on the bigger picture. Rivkin’s SMA range provides the structure, diversification, and professional management across shares, bonds, infrastructure, property, private equity, and private credit, to help you stay the course. And that’s what really counts in long-term investing.
What is a Separately Managed Account?
- Choose from five professionally constructed portfolios depending on your needs
- All portfolio management is taken care of for you
- Obtain institutional brokerage rates that are not typically available to individual investors
- Execution is performed using algorithms that spread trading out across the day to obtain a fair price
- No upfront cost – management fees are deducted from your account on a monthly basis
For a complete list of risks and costs involved with Mason Stevens Separately Managed Accounts, please refer to the Investment Mandate.
Please request the PDS during your complimentary no-obligation call with on of our experts or by contacting us directly via phone at 1300 748 546 or email us at [email protected] to understand the full risks and costs of the product before making a decision to invest in it.
Important Notice:
Please consider your own financial situation before investing in our products. Rivkin does not provide personal financial advice and does not take anyone’s personal financial situation into account when structuring its model portfolios.
Past performance and/or backtesting are not a guarantee of future performance. Investing and trading carry financial risk. When judging performance, please consider the different types of investments and the levels of risk associated.
To learn more about how we calculate performance, click here.
You should consider the product disclosure statement prior to making any investment decisions. If you require financial advice that takes into account your personal objectives, financial situation or needs, you should consult your licensed or authorised financial adviser or our Rivkin Wealth Advisors service on 0283023620 or via email at [email protected], subject to a statement of advice. To the extent permitted by law, no liability is accepted for any loss or damage as a result of any reliance on this information.
All opinions and estimates constitute judgments of Rivkin and are subject to change without notice. These statements should therefore not be relied upon as an accurate representation or prediction as to any future matters. No company associated with Mason Stevens guarantees the performance of any fund or the return of an investor’s capital. Past performance is not indicative of future performance.
